Robert lives in South Burlington, Vermont and has been there for many years, his insurance question is: “Why are life insurance polcies not cancellable by the insurer in South Burlington Vermont?” Answer to Readers Question: So that you can plan for your family now and not when you get sick. If insurance companies could cancel [...]

Frank is my of my readers and his question was: ” What steps should I take if I die before my spouse?” Frank lives in Rutland, Vermont. Answer to Readers Question: You need to look into what is called “Estate Planning”. Basically, you need a last will and testament to say who gets what, life [...]

Jack lives in Hartford, Vermont. His question is “What type of life insurance coverage do I need?” Answer to Readers Question: Jack it all depends upon how long you wish to have the coverage for. If you are one of the people with short term protection needs, I would think that (1-20 years) might best [...]

Lorie has lived in Essex, Vermont for over 10 years and her life insurance question is:” Does a Life Insurance Policy cover death during surgery?” Answer to Readers Question: Yes your life insurance will honor your insurance policy if you die during surgery. Read your policy carefully and make sure you don’t have any exclusions

Jonas lives in Burlington, Vermont. His question is:” By law can the executor to my fathers will keep some of the death benefit without being named as a beneficiary?” Answer to Readers Question: Yes. I’m almost certain that the Executor of a will is entitled to payment or monetary compensation or some kind of fee [...]